Enter Tier 1 by depositing any amount from GH₵50.00 to GH₵1,000.00.
Tier 1 is one pick: red or black. Pick right and your deposit grows 1.2x, so GH₵50 becomes GH₵60. Pick wrong and you keep your deposit. You never lose what you put in.
Gifts come from a gift fund and are paid while it lasts. Your possible gift is held for you the moment your payment lands, in the order payments land. If the fund can't cover it by then, there's no pick, and the deposit screen tells you so before you pay. Your deposit stays yours either way, and taking it into Tier 2 gives you a streak protector that never expires.
After your pick, go on to Tier 2 or withdraw.
Tier 2
Joining Tier 2 is your choice. Your whole balance goes in as your stake, and you can add to it with MoMo first. The smallest stake is GH₵50.00. You can withdraw your stake any time, but taking it out before Drop Day, takes your multiplier back to 1.00x, invite bonuses included. Your Tier 1 reward can come out on its own any time and keeps your multiplier.
Everyone starts at 1.00x. Join with GH₵100.00 or more and you start at 1.05x. Top up any time with GH₵20.00 to GH₵2,500.00; top-ups grow your stake but don't add to the head start.
There are 3 games a day, at 9am, 12pm, 6pm Ghana time. Each is open for an hour and has 10 questions worth 10 points each. 50 points is the pass mark: every point above it adds 0.001 to your multiplier, and every point below takes 0.001 off. A perfect game adds 0.05. A missed game counts as 0 points.
Play all 3 games 2 days running to start a streak. While it's on, gains count double and losses count half. Missing any game breaks it, unless you have a streak protector: then, once your streak starts, it never breaks, and a missed game counts half too.
Games can take your multiplier up to 5.00x. Every friend who signs up with your invite code and joins Tier 2 adds +0.2 on top, up to 10.00x in all. Your code is on the Tier 2 screen.
Your multiplier never goes below 1.00x, so you never lose your stake. On Drop Day your whole stake is paid times your multiplier. What the multiplier adds comes from a gift fund, held for you as you earn it. When the fund runs low, the questions get harder and you get more time for each.
Withdrawals go only to the MoMo number you deposited from. Withdrawals are open Monday to Friday and closed on Saturday and Sunday. Ask Monday to Thursday and it's paid the next day; ask on Friday and it's paid on Monday.
There's a 2% fee on money in and out: added on top when you deposit, and taken from what's sent when you withdraw.
[FULL RULES] The owner supplies the complete rules, including Tier 2.